The world has never been in a state of debt and obligations that it’s in right now.  Our nation, and perhaps the whole world, needs self-discipline.  Values—such as thrift, saving, financial literacy, honesty, wisdom, resilience, character, kindness, compassion, justice, and peace—are all part of the fabric of what could help the world emerge from our gloom and doom possibilities.  We can and must allow ourselves to emerge victorious from this huge mountain of debt, obligations and regulations that plague our country and so much of the rest of our world.

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